Skip to main content

Insurance certificate

Professionally updated: May 5, 2025

An insurance certificate is an official document issued by a doctor to confirm a patient's health status. This certificate is often needed when taking out insurance, retirement, taking out a loan or in other situations where documentation of your health status is needed.

class="el-image
Jakob Fraes
Specialist in General Medicine, PhD
Read more about Insurance certificate. Everything you need to know.

The purpose of the insurance certificate

Insurance companies and banks often want to assess the risk of insuring or lending money to an individual. By having an up-to-date insurance certificate, these institutions can get a clear picture of a person's health and make informed decisions.

The process of getting an insurance certificate

To get an insurance certificate, you first need to make an appointment with your general practitioner. During the consultation, the doctor will review your medical history, perform a general health assessment and may request additional tests if necessary.

What does an insurance certificate contain?

The certificate will typically include information such as the patient's name, date of birth, current health status, previous illnesses and treatments, and any chronic conditions or medical concerns.

Read more about medical examination for insurance and pension schemes.

How long is an insurance certificate valid for?

The validity of an insurance certificate can vary, but generally it is valid for 1-2 years. However, some insurance companies or financial institutions may require a more recent certificate, depending on the specific situation.

Possible challenges in getting a certificate

While most individuals can obtain an insurance certificate without any issues, some health conditions or past medical histories may make it more difficult to obtain a positive certificate. In these cases, it's important to discuss the situation with your doctor to understand your options.

What does a horsecurity certificate cost?

You must book a 30 min. physical consultation for this certificate.
Price: 1.500,-

How to book an appointment for an insurance certificate

If you need an insurance certificate, you can easily book an appointment with one of the many skilled doctors on this website. Select your preferred doctor, find a suitable appointment time and follow the instructions to complete your booking.

After reading the above information, you should be ready to book an appointment for your insurance certificate. We're here to help and ensure you have the best possible experience.

Frequently asked questions

Can I get an insurance certificate even if I have a chronic illness?

Yes, you can still get an insurance certificate even if you have a chronic illness. However, the certificate will contain information about your illness, which may affect the terms and prices of your insurance.

How quickly can I get my insurance certificate?

Normally, you can expect to receive your insurance certificate within a week of your visit to the doctor. However, if additional tests are needed, it may take a little longer.

Do I need to bring anything to the doctor's appointment?

It's a good idea to bring any previous medical documents or information that may be relevant to the certificate. It can also be helpful to have details of the insurance or loan you are applying for so the doctor knows what is specifically required.

What if I don't agree with the content of my insurance certificate?

If you disagree with the information provided in your insurance certificate, you should first discuss it with your doctor. Your doctor can explain the basis for the information and together you can assess whether further tests or assessments are needed.